Put the equipment to work.
Look at the purchase alongside the work it needs to support, whether you’re replacing an asset or adding capacity.
Equipment & business financing brokerage
Get the equipment you need. Keep room to run your business.
You need the purchase to make sense for the business, not just fit an approval. Explore financing with help understanding the upfront cash, ongoing payments and conditions before you commit.
Start with what you need to do. You don’t need to know which financing product to ask for.
Mehmi arranges commercial financing through independent providers. Approval, pricing and funding depend on the provider and your transaction. Read the terms.
Also looking for operating cash, invoice financing or funding for expansion? Choose your goal below.
A customer’s experience
Commercial trucks and trailers financed. Cash-flow needs considered.
“kept the process clear and organized.”
Review summary: Emily describes financing a Windsor fleet and receiving terms that matched her cash-flow needs. This is one customer’s experience, not a funding or terms guarantee.
Google-attributed review displayed on Birdeye ↗01 / The business comes first
You need more than an approval. You need the numbers to work.
The equipment might be available. The seller might be ready.
You still need to know how much cash leaves your business now, what the payments look like later and what has to happen before funding.
Getting an answer matters. Understanding that answer matters just as much.
Leave room for the rest of the business.
Consider the upfront contribution and repayments alongside payroll, fuel, materials and the commitments you already carry.
Know what you’re signing.
Look beyond the advertised payment to the full cost, security requirements and any final purchase amount.
Keep your attention on the business.
Work with a point of contact who helps coordinate the financing process and keeps you informed.
02 / Start with your goal
What are you trying to get done?
Start with the result you need. Then explore the financing routes that could support it.
Buy or replace equipment
You need another truck, a replacement machine or equipment
for work you’re ready to take on.
Get equipment back to work
You have a repair, rebuild or parts bill standing between
you and normal operations.
Cover operating costs
You need room for payroll, inventory, suppliers or a
temporary cash gap.
Access cash from unpaid invoices
You’ve completed the work, but your customer’s payment
hasn’t arrived.
Explore the value in existing equipment
You want to review whether assets you already own could
support another business need.
Finance an expansion or acquisition
You’re planning another location, a franchise, a larger
operation or a business purchase.
Help your customers complete a purchase
You sell equipment and want financing to be part of the
buying process.
Not sure which fits? Describe what needs to happen. You can discuss the product after the business need is clear.
Help find your starting point03 / The financing behind the move
Different needs. Relevant options.
Open the route that matches your goal. Product availability depends on your location, the provider and the transaction.
Buy or replace equipment
Equipment loans, leases and purchase structures
Put the equipment you need on the job.
You may be replacing an ageing unit, adding capacity or buying equipment for a new contract.
Compare financing around the purchase, how long you expect to use it and the cash your business needs after delivery.
Explore equipment financing
Financing options to explore
- Equipment loans
- Equipment leases
- Conditional sales contracts
Equipment-specific routes
- Truck and trailer financing
- Heavy equipment financing
- Restaurant equipment Rent-Try-Buy, where available
Know this before choosing A loan and a lease can have different ownership and end-of-term obligations. Compare the initial payment, full payment schedule and what it costs to keep or return the equipment.
Read Mehmi’s equipment leasing guidance ↗
Get equipment back to work
Commercial repairs, rebuilds, parts and fleet programs
Get your truck or machine back to work.
You have a repair to arrange and a business to keep running.
Start with the repair quote, the equipment involved and the date you’re working toward. Discuss financing for the bill without assuming you need to replace the whole asset.
Discuss your repair
Financing options to explore
- Commercial repair and breakdown financing
- Engine rebuild or replacement financing
- Parts financing
- Tire and accessory financing
- Fleet repair programs
- Extended-warranty financing
Know this before proceeding Confirm what the financing covers, who receives payment and which conditions must be completed. Share a real deadline early; funding by that date is not guaranteed.
See Mehmi’s commercial repair services ↗
Cover operating costs
Working capital, credit lines and business funding
Keep cash available for the work in front of you.
Your supplier’s deadline and your customer’s payment date may not line up.
Explore funding for a defined operating need, with the repayment schedule considered alongside the expenses your business already carries.
Discuss your cash-flow needs
Financing options to explore
- Working capital loans for a specific cash requirement
- Business lines of credit for recurring needs
- Secured business loans
- Unsecured business loans
- Sales-based financing, such as merchant cash advances
Know this before choosing Compare the cash you actually receive, total repayment and payment frequency. Financing adds obligations; it does not make an ongoing operating loss disappear.
Read Mehmi’s working capital guidance ↗
Access cash from unpaid invoices
Invoice factoring and freight factoring
You’ve done the work. Explore access to the cash.
An unpaid commercial invoice may support financing while you wait for your customer to pay.
Explore whether eligible receivables could help cover the next round of operating expenses.
Explore invoice financing
Financing options to explore
- Invoice factoring for business-to-business receivables
- Freight factoring for eligible transportation invoices
Factoring generally involves selling eligible receivables and receiving an advance, with the remaining proceeds handled according to the agreement.
Know this before choosing Ask about fees, reserves, customer notification, collection responsibilities and what happens when an invoice is disputed or unpaid.
Read Mehmi’s factoring guidance ↗
Explore existing equipment value
Refinancing, sale-leaseback and asset-supported facilities
Keep using your equipment. Explore what its value could support.
You may have money tied up in equipment while another part of the business needs cash.
Review whether refinancing, a sale-leaseback or an asset-supported facility could fit the need.
Review your equipment options
Financing options to explore
- Equipment refinancing
- Sale-leaseback
- Equipment lines of credit
- Asset-based lending
Know the distinction Refinancing changes or replaces borrowing. A sale-leaseback involves selling the equipment and continuing to use it under a lease. Compare net proceeds after existing debt and fees, ownership consequences and the new total commitment.
Read Mehmi’s refinancing guidance ↗
Finance an expansion or acquisition
Franchise, bridge and business acquisition financing
Plan the next move with the full funding requirement in view.
You may be opening another site, buying a franchise or acquiring an existing business.
Start with the project budget, timing and intended source of repayment. Discuss the transaction as a whole before choosing a financing structure.
Discuss your expansion
Financing options to explore
- Franchise financing
- Bridge loans
- Mergers and acquisition financing
- Relevant business-loan facilities
- Asset-based facilities
Bring the whole requirement into the conversation The purchase price, equipment, build-out and operating cash may need different treatment. Identify funding dependencies before making irreversible commitments.
See Mehmi’s business financing services ↗
Help your customers complete a purchase
Vendor programs and embedded customer financing
Help your customers buy the equipment they need.
Your customer can see the value in the equipment. The upfront purchase price may still stop the sale.
Make financing part of your sales process, with help coordinating applications and visibility into their progress.
Discuss your vendor program“offer leasing to our customers at the point of sale.”
What you can offer
- A branded customer application route
- Consideration of relevant financing providers
- Second-look options, where available
- Application-to-funding tracking
- Help coordinating financing administration
Know this before launching Confirm customer eligibility, your team’s responsibilities and the conditions for vendor payment. An application or preliminary approval is not a completed sale.
Aaron describes program setup and implementation guidance. His testimonial does not establish a measured increase in sales.
Read about Mehmi’s vendor program ↗04 / A person behind the process
You shouldn’t have to manage the financing process alone.
Your job is to explain what your business needs. Mehmi’s job is to help assess the request, identify potential financing providers and coordinate the steps involved in pursuing it.
Start with your business goal.
Share what you’re buying or funding, where your business operates and what timing matters.
Understand what can be explored.
Discuss the financing structures that may fit and the information needed for review.
Review the actual commitment.
Look at written terms, costs, security requirements and outstanding conditions before deciding.
Complete the remaining steps.
When you choose to proceed, work through the documentation and transaction requirements.
Start your financing conversation
Funding remains subject to the provider’s final conditions. Read the financing terms.
05 / Know the commitment
Before you commit, get answers to the questions that matter.
You can ask the questions before deciding to take the financing.
Read Mehmi’s financing comparison guidance ↗- How much cash do you need upfront?
- Your contribution, deposits, fees and costs not included in financing.
- What will leave your account, and when?
- Payment amount, frequency, first payment date and any final balance.
- What are you committing to overall?
- Total payments, relevant charges, security and guarantees.
- What happens when the agreement ends?
- Ownership, purchase options, return obligations or renewal conditions.
- What could change the plan?
- Outstanding checks, documentation, insurance and funding conditions.
06 / Customer voices
See what mattered to other business owners.
A workable payment. An explanation that made sense. A person who stayed in touch.
“terms that fit our budget.”
Review summary: Brian reports using Mehmi for multiple equipment purchases and receiving help understanding the options.
“They explained everything so clearly”
“took the time to understand my needs.”
“minimal back-and-forth.”
“Communication was great”
“a lower down payment”
Testimonial summary: this customer reports a lower upfront requirement in their particular refinancing experience.
These are selected excerpts from individual experiences. Summaries are labelled separately from quotations. Your eligibility, terms and results may differ. Equipment and general-service reviews are not evidence of results for every financing product.
07 / Before you enquire
Get the practical questions out of the way.
You don’t have to know every financing term. You do need to understand what happens next.
Call 1-833-863-4644
Can you start before choosing the equipment?
Yes. You can discuss a planned purchase before selecting the final asset. A quote, seller details and equipment information may be needed to complete the assessment. An initial discussion is not an approval.
Equipment leasing guidance ↗
Can you explore options after a bank decline?
A decline does not automatically rule out every other financing route. Your business, assets, cash flow and credit circumstances still need review. Other options may carry different costs or conditions, and approval is not guaranteed.
Mehmi’s financing FAQs ↗
What will financing cost?
Your quote depends on the transaction and provider. Compare the full commitment, including fees and payment frequency, rather than treating the advertised payment as the whole cost. A lower periodic payment can mean a longer term or a larger final obligation.
Equipment loan guidance ↗
Will there be a credit check?
Credit information may be required during the financing process. Personal credit access requires a lawful basis and any required authorization.
A provider may make a hard inquiry, which can affect your credit score. Multiple providers may conduct separate inquiries where permitted and authorized.
Privacy and credit information policy ↗
How soon could you receive funding?
Timing depends on the provider’s review, complete information and remaining conditions. Share your deadline at the start, but do not make irreversible commitments based only on a preliminary approval.
Financing disclaimer ↗
Are the same products available everywhere?
No. Availability depends on your location, the financing product and the transaction. Start with your country and province or state so the relevant requirements can be checked.
Availability and eligibility information ↗08 / Your next step
Your next move starts with knowing your options.
You need a conversation about your business, the numbers and what can realistically happen next. Share the goal. Start there.
Tell Mehmi what you need to do.
Start with the business need. Then discuss the financing routes that could support it.
Help finding your starting point
No bank statements, identification documents or personal credit information are requested in this enquiry.
Your next step
Your enquiry is delivered only when you send the email. No email app? Copy the enquiry and contact support@mehmigroup.com .
No upfront application fee from Mehmi. Financing-provider and transaction fees may apply. Any applicable client-paid brokerage fee must be separately disclosed in writing. Read the terms.
For referral partners
Helping a client arrange financing?
Discuss the referral process, the client’s goal and the permissions needed before sharing financial information.
Discuss a client referralFor financing providers
Representing a financing institution?
Discuss submission requirements and the types of commercial transactions your institution considers.
Discuss a provider relationship